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Articles in Category: HUD Regulations

HUD

HUD Announces Charges In Idaho Fair Housing Case

April was Fair Housing Month, and while HUD’s annual push to raise awareness of housing laws in the United States has come and gone, the agency prosecutes Fair Housing cases year round. One the most recent; the U.S. Department of Housing and Urban Development (HUD) announced charges of Fair Housing Act violations against the owners and manager of a rental home in Nampa, Idaho. HUD’s case alleges that a married couple was refused a rental property there because they have children. The Fair Housing Act makes it a crime to “deny or limit housing because a family has children under the age of 18, make statements that discriminate against families with children, and impose different rules, restriction and policies on them” according to the HUD announcement at HUD.gov. “Denying a | more...

 
FHA Loan Rules

June Is National Home Ownership Month

June is National Homeownership Month. The Department of Housing and Urban Development announce this on their official site as “a time to recognize the importance of homeownership to the U.S. economy and the benefits owning a home have on building household wealth for families”. National Housing Month is a time the agency uses to raise awareness of home ownership issues much in the same way that April is used (as Fair Housing Month) to raise awareness of federal law that protects house hunters and renters from discrimination in housing. This year, the Department of Housing and Urban Development has announced millions of dollars in funding in support of “sustainable homeownership”; the agency announced $43 million in grants intended for housing counseling organizations nationwide. “HUD-approved housing counselors can make all the | more...

 
FHA/HUD

HUD Announces $1.2 Million To Fight Housing Discrimination

The Department of Housing and Urban Development has announced $1.2 in funding toward the fight against housing discrimination. The HUD official site made the announcement on May 30, 2019. The federal funding falls under the Fair Housing Initiatives Program (FHIP) to “support the efforts of 11 organizations to educate the public and housing providers about their rights and responsibilities under the Fair Housing Act.” April, which is Fair Housing Month, saw the agency award $15 million to similar types of organizations nationwide “to conduct a range of fair housing enforcement, capacity building and education and outreach” all designed to end discrimination at all stages of the housing process. The Secretary of HUD was quoted in a press release stating,”HUD’s efforts to fight housing discrimination are force multiplied by local fair | more...

 
FHA/HUD

HUD Announces Minneapolis Housing Discrimination Case Settlement

Sexual harassment that occurs in the context of seeking or keeping housing is a violation of federal law. Some house hunters and renters don’t realize this. They also may miss the fact that renters, house hunters, and home owners also have recourse when they are sexually harassed in the context of finding or keeping a rental property or owning a home. The Department of Housing and Urban Development has announced a settlement in a Fair Housing case brought against David Sheets, a Minneapolis property owner. According to the HUD official site, the agency has approved an agreement “between a Minneapolis property owner and a female tenant who alleged the landlord solicited sex from her in exchange for a reduction in her rent”. The Fair Housing Act makes sexual harassment associated | more...

 
FHA home loans

What Is An FHA REO Home?

The FHA Real Estate Owned program or FHA REO program has gotten some media attention lately, which likely has more people wondering what exactly this program is. The HUD REO program, sometimes known as HUD Homes, is described on the FHA / HUD official site as “…a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on an FHA-insured mortgage. HUD becomes the property owner and offers it for sale to recover the loss on the foreclosure claim”. The HUD Home Store is the official HUD site used to list these HUD REO homes for sale to the public, real estate brokers, state and local governments and nonprofit organizations. What does the general public need to know about buying HUD REO homes? According to HUD, | more...

 
HUD

HUD Announces Settlement In San Diego Fair Housing Case

April is Fair Housing Month, a time when the FHA and HUD raise awareness of Fair Housing Act issues and how violations of Fair Housing laws can make it difficult for house hunters of all kinds to find and keep a home. The month of April is not the only time when HUD publicizes its’ Fair Housing cases, but it is a time to pay more attention to these cases and their implications. The latest involves a settlement between HUD and a San Diego-based property management company that had a dispute with a rental tenant. According to a press release on the HUD official site. The Department of Housing and Urban Development announced “a fair housing agreement between a San Diego-area property management company and a family with a child | more...

 
FHA And HUD

HUD Announces Settlement In Maine Housing Discrimination Case

April is Fair Housing Month, and while housing discrimination headlines are nothing new, April’s are especially relevant. Discrimination at any stage in the housing process can seriously interfere with those planning to buy a home, and sometimes the only line of defense against further violations of the Fair Housing Act is having the victims report the illegal activity. The Department of Housing and Urban Development has announced a settlement in a housing discrimination case in Maine. A press release on the HUD official site announces that “Page Realty, LLC, the owner of a Manchester, Maine, rental property, and its rental agent, Ramona Venskus, will pay $18,000 under a HUD Consent Order resolving allegations that they denied housing to families with children”. The Fair Housing Act, a federal law, prohibits housing | more...

 
HUD

HUD Awards Millions To Fight Housing Discrimination

April is Fair Housing Month, a time when the Department of Housing and Urban Development wants to raise awareness about Fair Housing Act laws, remind people of their rights, and reinforce the agency’s commitment to fair housing for all. As part of that fight to end housing discrimination, the U.S. Department of Housing and Urban Development has awarded “an additional $15 million to support dozens of fair housing organizations working to confront violations of the nation’s landmark Fair Housing Act. These grants, made possible through the HUD Fair Housing Initiatives Program (FHIP), are intended to help victims of housing discrimination and to raise awareness of fair housing laws. The funds are intended to support a “wide range of fair housing enforcement, education, and outreach activities” under several categories:. Private Enforcement | more...

 
FHA And HUD

HUD Announces Findings In Illinois Housing Fraud Investigation

The Department of Housing and Urban Development has announced its’ findings related to the investigation of allegations of housing fraud by a Cook County couple. According to a press release by HUD, “… a Cook County, Illinois couple committed fraud by accepting housing assistance they were not qualified to receive in order to rent a property they jointly owned.” HUD had conducted an investigation into a married couple’s attempts to get rental assistance for a property they own in Matteson, Illinois. HUD alleges that in 2006 the couple, Korey Sloan and Christie Caldwell, and their four children “sought rental assistance from the Housing Authority of Cook County (HACC) to lease the home from Sloan, who posed as an unrelated landlord”. HUD further states that Caldwell “denied any relationship” with Sloan | more...

 
FHA/HUD

HUD Charges Facebook With Fair Housing Act Violations

The Department of Housing and Urban Development has brought charges of Fair Housing Act violations against Facebook. HUD announced it would charge Facebook “with violating the Fair Housing Act by encouraging, enabling, and causing housing discrimination through the company’s advertising platform.” HUD’s case claims that Facebook illegally restricted “who can view housing-related ads on Facebook’s platforms and across the internet” and also that the media giant “mines extensive data about its users and then uses those data to determine which of its users view housing-related ads based, in part, on these protected characteristics” according to a press release issued by HUD. There’s more; the HUD press release also mentions a HUD claim that additionally, “Facebook combines data it collects about user attributes and behavior with data it obtains about user | more...