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Who can qualify for an FHA loan?

January 16, 2026

FHA Loans and Your Credit History: One Critical Factor Borrowers Often Overlook

FHA Loans and Your Credit History: One Critical Factor Borrowers Often Overlook If you are planning to apply for an FHA home loan, your credit profile plays an important role in the approval process. Many borrowers focus on avoiding new credit inquiries, paying down balances, or checking FICO® scores. While those steps matter, there is one often overlooked factor that can significantly influence FHA loan approval: Your recent payment history on all financial obligations. Under | more...

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